Auto Insurance glossary
Plain-language definitions of common auto insurance terms.
- Collision coverage
- Pays to repair your car after a crash with a vehicle or object.
- Comprehensive coverage
- Pays for non-crash damage like theft, hail, fire, or hitting an animal.
- Deductible
- The amount you pay out of pocket before your insurer pays the rest.
- Full coverage
- An informal term usually meaning liability plus collision and comprehensive.
- Liability coverage
- Pays for injuries and property damage you cause to others.
- SR-22
- A form your insurer files proving you carry the state-required minimum coverage.
- Uninsured motorist
- Coverage that pays your costs when an at-fault driver has no insurance.