Checklist
Car insurance shopping checklist
Compare quotes the right way so you measure protection, not just price.
- List the same coverages and limits for every quote
- Confirm your deductible on each quote
- Ask which discounts are applied
- Check roadside and rental reimbursement
- Verify the insurer is licensed in your state
- Read the claims process and typical timelines
General guidance only. Your situation may need extra steps — when in doubt, contact a licensed agent or your state department of insurance.